Managed payroll for UK SMEs run by chartered tax advisers

Accurate, HMRC-compliant payroll services for London businesses. We process your pay runs, file RTI, pay staff by BACS and handle pensions. So your people are paid right, every period.

Why 2026 is the hardest year yet for UK payroll

Three changes land in 2026, and each one carries a fine if you get it wrong. Your software will flag the fields. It will not tell you what to do about them.

. PENALITY RISK
From 6 April 2026

Day One Statutory Sick Pay

The three-day waiting period for SSP has gone. Employees qualify from their first day off sick, and the Lower Earnings Limit no longer applies. So more of your team becomes eligible.

We handle it: every absence logged correctly and SSP paid in line with the new rules.

. MARGEN RISK
In effect now

Employer NI at 15%

Employer NI now sits at 15% and the secondary threshold has dropped to £5,000, So you pay more on every salary.

We handle it: we claim the full £10,500 Employment Allowance, now that the old £100,000 cap is scrapped, to protect your margin.

. AUDIT RISK
Launches April 2026

The Fair Work Agency

The FWA launches with the power to fine employers over holiday pay, sick pay and record keeping and to name them publicly.

We handle it: your payroll records stay audit-ready, so an inspection finds clean books instead of a problem.

Payroll services we manage

Whether you pay one director or three hundred staff, the service scales to fit.

Fully managed payroll

We run the whole cycle. You send us hours and changes; we process the pay run, file the FPS on or before payday, pay staff by BACS and send secure payslips. You get a clear summary each period and sign off before anything goes out.

You send hours & changes

We process & you approve

FPS filed with HMRC on time

Staff paid by BACS · payslips sent

SME & startup payroll

New employers usually hit payroll the moment they make their first hire no system, no spare hours. We register you as an employer with HMRC, set up your pay schedule and run everything from day one, so your first payslip is right and on time.

Director-Only Payroll

Most providers treat a single director like a full workforce and miss what matters. We set your salary at the level that works alongside your dividends, keep your NIC record intact and protect your take home pay compliant without overpaying.

Auto Enrolment & Pensions

We handle your workplace pension duties end to end: assessing staff, calculating contributions, filing with your provider and writing to employees when the rules require it. The Pensions Regulator stops being your headache.

International Support UK & UAE

For firms operating across London & Dubai. We bridge the gap. We offer a unified approach to payroll that respects both UK HMRC regulations & UAE labour contexts, providing a single point of truth for your international workforce.

Software does what you tell it We tell you what to do.

A pay run is the one task you cannot get wrong and cannot run late. Here is what changes when a chartered team runs it.

A human checks every run

A real person reviews each pay run and spots the things automation skips before they become an HMRC problem.

A fixed fee you can budget

You pay one set monthly figure, not an hourly rate or a charge per question. No surprises on the invoice.

Named adviser not a ticket

You reach a named Chartered Tax Adviser when you need an answer not a queue and a reference number.

Move the weight of payroll onto a chartered team

Outsourcing to IBISS moves the legal and operational responsibility off your desk onto Chartered Tax Advisers who know your business.

FAQs

Commonly Asked Questions

How much is the Employment Allowance for 2026/27?

For the 2026/27 tax year, the Employment Allowance is £10,500. This allows eligible businesses to reduce their Class 1 National Insurance liability. Notably, the previous £100,000 threshold has been removed, making this allowance available to more employers than ever before.

Yes. Our team manages the full reporting of expenses and benefits, including company cars, private health insurance, and interest-free loans. We ensure all forms are filed accurately to avoid costly HMRC penalties.

Beginning April 2026, the FWA can issue civil financial penalties for errors in holiday pay, Statutory Sick Pay, and record-keeping. They also have the authority to publicly name non-compliant employers, posing a significant reputational risk.

The Act removes the 3-day waiting period. Effective 6 April 2026, employees are entitled to SSP from their first day of illness (Day One rights). Additionally, the Lower Earnings Limit (LEL) has been removed, expanding eligibility to all workers.

RTI (Real Time Information) is the system HMRC uses to receive payroll data. The legal deadline for an RTI submission is on or before the day you pay your employees. Missing this window triggers automatic compliance flags.

Yes. HMRC issues automatic penalties for late Full Payment Submissions (FPS). Fines typically start at £100 for small businesses (1-9 employees) and rise based on headcount. Continued late payments also incur accruing interest.

Very few. Most businesses must report via RTI. Limited exceptions exist for certain care and support workers or those whose religious beliefs prevent the use of computers, but these require formal, prior HMRC approval.

To run payroll, you must register as an employer with HMRC. While basic software can submit data, an advisor-led service like IBISS & CO. ensures tax-efficient planning and compliance with the 2026 legal shifts that basic automated software might miss.

You pay a fixed monthly fee based on how many people you pay and how often you run payroll. No hourly billing, no charge per question. Tell us your headcount and pay frequency and we quote a set figure before you commit.

Yes. We move your employee data, tax codes and year to date figures across, check them against your next pay run and take over with no gap. Most clients switch mid year without their staff noticing.

Yes. We set a director salary that works alongside your dividends, keep your National Insurance record correct and file the RTI submission HMRC requires, even for a one person payroll.

We work with the main payroll and accounting platforms, including Xero and QuickBooks, and run the payroll for you on top of them. You get the software’s records plus a human who checks every figure.

IBISS Offices Location

Head Office London

188 Mitcham Road, Tooting
London SW17 9NJ
Accountant in Tooting

Barking & Essex Accountant

48 Cambridge Rd,
Barking IG11 8NW
Accountant in Barking

Dubai Accountants

Office # AM06 Saraya Avenue,
Al Garhoud, Dubai, UAE
Accountant in Dubai

Contact Us Online

Stop wasting hours on payroll. Let our London & across the UK payroll providers handle it for you. Get a custom quote affordable solution from IBISS & CO. Your trusted Managed payroll bureau for small business success.

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Sector we serve

E-Commerce & Retail

We offer tailored tax strategies, accounting and growth advice specifically designed for the unique challenges of your industry.

Section 24, capital gains and stamp duty can eat into your rental profits. Our award winning specialists help landlords, developers & SPVs structure their portfolios to maximise returns and stay HMRC compliant.

Doctors, dentists and care home operators face highly specific financial regulations. From NHS pension superannuation calculations to specialized medical partnership structures, we offer discrete, expert accounting for healthcare professionals.

We support businesses across a wide range of industries with clear practical advice.
IBISS & CO, help you tackle everyday challenges and reach your business goals.

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