A heat pump is a heating and cooling system that uses electricity to transfer heat. In winter, it extracts heat from outdoor air and moves it inside. In summer, the process reverses to cool your home. Modern cold-climate models operate efficiently down to -13°F.

Do heat pumps work in Colorado's cold climate?

Yes. The cold-climate models we install maintain heating capacity down to -13°F. Performance also depends on the Manual J load calculation, refrigerant charge and airflow setup. A standard heat pump installed by an AC-only contractor won't perform the same way. We've done 12,000+ installs across the Denver metro.

What does a typical heat pump installation include?

A full heat pump installation includes the outdoor unit, indoor air handler, refrigerant line set, thermostat, electrical connections and rebate paperwork. We handle everything start to finish. Most installs are finished in one day.

What rebates are available for heat pumps?

Denver homeowners typically save around $7,000 on a 3-ton cold-climate heat pump, up to $10,000 on 5-ton, by stacking Xcel Energy ($4,500 on a 3-ton cold-climate system), Power Ahead Colorado ($1,500, no income limit) and the Colorado state tax credit ($1,000). HEAR is closed statewide (Front Range April 28, 2026; rest of the state August 1, 2026). Denver CARe and the federal 25C tax credit ended in 2025. We apply Xcel and the state credit as instant discounts and file Power Ahead for you.

Can I finance a heat pump installation?

Yes, four ways. ClearPath On-Bill finances the post-rebate balance at fixed 4.50 to 5.49% rates repaid on your Xcel bill, with approval based on your bill payment history instead of a credit score. RENU Colorado offers credit union loans with terms to 15 years. Wells Fargo offers 0% APR for 12 months on any brand, and Synchrony offers 0% APR for 18 months on Mitsubishi systems.

What is a dual fuel heat pump system?

A dual fuel system pairs a heat pump with a gas furnace. The outdoor unit is the same heat pump either way, so you get full heat pump efficiency for cooling and most heating. The furnace takes over on the coldest days, at the switchover temperature set on the thermostat.

How long does heat pump installation take?

Most installs are finished in one day. Electrical upgrades or ductwork changes can take longer.

Is installing a heat pump worth it?

A heat pump heats and cools in one system, with a lower carbon footprint, more even comfort and quieter operation. Colorado rebates cut the upfront cost.

What size heat pump do I need?

For a typical 2,000 sq ft home, you'll need a 2-3 ton (24,000-36,000 BTU) heat pump. Sizing depends on home insulation, layout, window area, and local climate. We perform Manual J load calculations during our free in-home estimate to determine the right size.

Standard vs cold climate heat pump: what's the difference?

Standard heat pumps switch to backup heat around 30°F. Cold climate heat pumps with inverter-driven compressors keep heating efficiently down to -13°F. Most variable-speed units now meet ENERGY STAR cold climate standards. We recommend cold climate models for Colorado.

Can I use my existing ductwork with a heat pump?

In most cases, yes. A ducted heat pump connects to standard ductwork the same way your furnace and AC do. During the free estimate, we inspect duct sizing and condition. Modifications are only needed if ducts are significantly undersized or leaking. Homes without ductwork can use ductless mini-splits instead.

Do I need to upgrade my electrical panel for a heat pump?

Not always. If your home has never had central AC, you'll need two free circuit breaker spaces (220V/30-60A) in your electrical panel. Most homes with existing AC have adequate capacity. Panel upgrades ($4,400 to $6,400) or subpanel installation ($1,950 to $3,350+) are only needed if your panel is full or undersized (below 200A). We assess during the free estimate.

What brands of heat pumps do you install?

We install Mitsubishi (Diamond Contractor), Carrier, and Bosch heat pumps for their cold-climate performance, and we recommend the one that fits your home. All systems we install are rated for cold-climate operation down to -13°F.

Colorado's largest heat pump installer

Ducted Heat Pump Installation in Denver

Replacing your furnace and AC? We help Denver homeowners choose a cold-climate heat pump, check the ductwork and electrical capacity, and compare an all-electric system with gas backup. Your estimate shows the equipment, installation scope and rebates separately.

Get Free Estimate Pricing Rebates Reviews

Ducted Heat Pump Installation in Denver

Free in-home estimate$14,800 to $18,200 out of pocket after rebates for a whole-home systemAll available rebate programs

Appointments available this week

Text us a few photos for a faster estimate.Text (720) 649-4822

Install Heat Pump in Denver, CO

Heat Pump Installation

Free estimate for installing new centrally ducted or air source heat pumps.

Free in-person visitTakes 15-30 minutesExpert Service

(303) 250-1000

How It Works

Brands We Install

Quick picks

Which Heat Pump Setup Fits Your Home?

Out-of-pocket prices for Xcel gas customers in the Denver metro, after Xcel, Power Ahead Colorado and the $1,000 Colorado credit.

Keep your furnace

Best for a furnace with years left that works with a heat pump. We check yours first.

Cold-climate heat pump and coil added to your existing furnace

Replaces your AC
Heats most of the winter
Furnace stays as backup heat

Gross (before rebates)

$17,500 to $23,850

Out of pocket (after rebates)

$10,500 to $13,850

Heat pump + new gas furnace

Best when the furnace and AC are both due for replacement.

Cold-climate heat pump with a matched gas furnace

Heating and cooling
Switches to gas at the set outdoor temperature
Gas heat on the coldest nights

Gross (before rebates)

$20,850 to $27,650

Out of pocket (after rebates)

$14,800 to $18,200

All-electric

Best if you want gas heat off the equipment.

Cold-climate heat pump with a matched electric air handler

Electric air handler replaces the furnace
About $500 to $750 more than gas backup
Panel upgrade, if needed, quoted separately

Gross (before rebates)

$20,850 to $27,650

Out of pocket (after rebates)

$15,300 to $18,950

Your quote depends on the equipment, size and ductwork.

Mitsubishi heat pump indoor and outdoor units

The basics

What is a Heat Pump?

It's an air conditioning unit that can also transfer heat. A ducted heat pump system replaces your AC and heats through your existing ducts. Modern cold-climate models operate efficiently down to -13°F, making them ideal for Colorado winters. Homes without ducts usually get a ductless mini-split instead.

The smartInvestment

Why a Heat Pump is the Right Choice for Your Home

Rebates Applied Upfront

Current rebates and incentives cut the upfront cost. We apply Xcel, Power Ahead Colorado, and state credits as instant discounts on your invoice.

Fits Into Any Home

Heat pumps work with most existing HVAC infrastructure. Whether you're replacing an old heat pump, furnace, or baseboard heaters, installation is straightforward. For homes without ductwork, ductless heat pumps make it easy to add efficient heating and cooling without a big renovation.

Comfort and Noise

Quieter operation, more even comfort and a lower carbon footprint. Modern cold-climate heat pumps work efficiently even at -13°F.

Choose Your Heating Fuel

A heat pump supplies heating and cooling. Whether it lowers your bill depends on your current equipment, electricity and gas rates, and the weather. With dual fuel, the gas furnace covers the coldest hours. We compare those options before recommending equipment.

TransparentPricing

Heat Pump vs Furnace + AC: Quick Comparison

Heat pump net prices illustrate 3 heating tons at 5°F, eligible Xcel gas service, the full Colorado discount and Power Ahead preapproval. These are not average customer payments. Your written quote confirms scope and eligibility.

Feature: System Type
Standard Furnace + AC: 80% Furnace + 14 SEER AC
Cold Climate Heat PumpRecommended: Air Handler + 20 SEER HP

Feature: Example Net Cost
Standard Furnace + AC: $13,500 to $16,850
Cold Climate Heat PumpRecommended: $14,800 to $18,200

Feature: Gross Price
Standard Furnace + AC: $13,500 to $16,850
Cold Climate Heat PumpRecommended: $20,850 to $27,650

Feature: Upfront Rebates
Standard Furnace + AC: $0
Cold Climate Heat PumpRecommended: $7,000 (example)*

Feature: Federal Tax Credit
Standard Furnace + AC: $0
Cold Climate Heat PumpRecommended: $0 (ended Dec 2025)

Feature: Heating Efficiency
Standard Furnace + AC: 80% AFUE
Cold Climate Heat PumpRecommended: 10+ HSPF (300%+)

Feature: Cooling Efficiency
Standard Furnace + AC: 14 SEER
Cold Climate Heat PumpRecommended: 20 SEER

Feature: Carbon Footprint
Standard Furnace + AC: High (gas)
Cold Climate Heat PumpRecommended: Low (electric)

Feature	Standard Furnace + AC	Cold Climate Heat PumpRecommended
System Type	80% Furnace + 14 SEER AC	Air Handler + 20 SEER HP
Example Net Cost	$13,500 to $16,850	$14,800 to $18,200
Gross Price	$13,500 to $16,850	$20,850 to $27,650
Upfront Rebates	$0	$7,000 (example)*
Federal Tax Credit	$0	$0 (ended Dec 2025)
Heating Efficiency	80% AFUE	10+ HSPF (300%+)
Cooling Efficiency	14 SEER	20 SEER
Carbon Footprint	High (gas)	Low (electric)

Heat Pump Installation Cost GuideDetailed breakdown of heat pump costs, rebates, and financing options

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CompareModels

Standard vs Cold Climate Heat Pump

Older heat pumps stopped heating around 30°F. Modern cold-climate models with inverter-driven compressors keep heating down to -13°F. Most variable-speed units now meet ENERGY STAR cold climate standards.

Standard Heat Pump

17°F to 30°F switchover range
Dual Fuel or Fully Electric

Cold Climate Heat Pump

-13°F to 0°F switchover range
Dual Fuel or Fully Electric

Simple3-Step Process

Heat Pump Install Process

Get Your Estimate

Your choice

Choose your path: instant pricing online, send photos for a quote, typically within 1 business day, compare an existing quote, or schedule a free in-home visit.

Ask Questions

Quick response

We'll email you the options after the visit. We love to help you understand what you're getting, so don't be afraid to ask questions. Once you're ready, we'll schedule your installation.

Installation Day

Most in 1 day

Our experienced installers arrive with everything needed. Most installs are finished in one day.

Ready? Get your free estimate

Schedule a VisitFree in-home estimate

Send Photos1 business day

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Real peopleReal conversations

Our Homeowners Love Us

Here's what Denver homeowners say about working with UniCo.

5.0

Google Reviews

Kent D.

We recently built an ADU and UniColorado installed our heatpump unit and we couldn't be happier with the process. They also helped us with the tax rebates/credits available and still offered a very competitive price compared to the other companies we vetted out. Would highly recommend.

Google Review

Jeff M.

Installed Bosch Heat pump and found UniColorado personnel to be very knowledgeable and professional in sales and installation. Fairly priced and efficient in installation with excellent communication through the process.

Google Review

Patrick B.

UniColorado did a great job replacing our old furnace with a new heat pump + backup furnace system. We've had it for a couple months and it's been working flawlessly. They had great communication and were very easy to work with. They also had the best pricing of all the companies I quoted.

Google Review

Frances C.

I could not have asked for a better company: all communication was respectful, understanding and full of detailed information in response to specific questions. I was given on site photos, names and brands of products to research,, even links to apply for rebates, as well as payment options. Every part of the project was explained to me. The onsite project manner made a point of assuring me the exact placement I requested for cold climateheat pumps was guaranteed. I could go on and on. Suffice it to say: I highly recommend this exceptional state of the art company. Thank you.

Google Review

Dave P.

These guys are fantastic! I found them after being turned off by the hard sell from another company. Professional--they listened, worked with me to meet my needs and ended up saving us a lot of money on a whole heat pump system. Quick, clean install... I'll be calling them from now on for anything heat related. I've already recommended them to a friend and its only been a week.

Google Review

SaveThousands

Take Advantage of Heat Pump Rebates

We handle all the rebate paperwork for you. Most rebates are applied as instant discounts on your invoice, with no waiting for checks.

Xcel Energy Rebates

For Xcel account holders.

Up to $7,500+

AvailableLearn More

CO Heat Pump Credit

For all Colorado residents.

Up to $1,000

AvailableLearn More

Power Ahead (DRCOG)

$1,500 for cold climate certified heat pumps. No income limits.

Up to $1,500

AvailableLearn More

Income Qualified

HEAR Rebates

Income-qualified federal incentives. Closed statewide: Front Range funds ran out April 28, 2026, and the rest of the state closed August 1, 2026.

Up to $14,000

Closed statewideLearn More

$5M+Saved for homeowners in 2025

Up to $10,000In potential savings

12,000+Heat pumps installed

WhyUniColorado

Colorado's Largest Heat Pump Installer

We've installed 12,000+ systems across the Front Range, from full-electric conversions to dual fuel setups. We specialize in Mitsubishi, Carrier, and Bosch for their performance at altitude and in subzero temps. Every install starts with a Manual J load calculation, not a rule-of-thumb guess.

2014

Our first hyper-heat install

2016

Early Lennox cold-climate adoption

2024

Bosch IDS Ultra install

2026

Latest cold-climate tech

30+

Municipalities

Master

Licensed & Certified

12,000+

Installations

Heat Pump Certified

Technicians

Quality Install

Guarantee

Up Front Pricing

No hidden fees

$5M+

Saved for homeowners in 2025

$7,000

Average savings

5,000+

Rebate applications submitted

SeeOur Installations

Our Work

Cold climate heat pump cutaway showing dual fuel components

Dual fuel explained

What Does Dual Fuel Air Source Heat Pump Mean?

A dual fuel heat pump pairs a heat pump with a gas furnace. The outdoor unit is the same heat pump you'd get with an all-electric setup. It handles cooling and most heating; below a switchover outdoor temperature, or as backup, the thermostat hands heating to the furnace. Modern cold climate heat pumps handle much colder temperatures than older models, so the furnace runs less than you might expect.

Pricing breakdown

How Much Does a Heat Pump Cost in Denver?

Most Xcel gas customers in the Denver metro pay $14,800 to $18,200 out of pocket for a cold-climate heat pump with a new gas furnace, after Xcel, Power Ahead Colorado and the Colorado credit (about $7,000 on a 3-ton system, $10,000 on a 5-ton). Before rebates that is $20,850 to $27,650. Going fully electric with an air handler instead of a furnace runs about $500 to $800 more. Adding a heat pump to a furnace you keep is about $10,500 to $13,850 out of pocket. Your quote depends on the equipment, size and ductwork.

System: Furnace + AC (80% AFUE / 14 SEER)
Gross Price: $13,500 to $16,850
Net After RebatesRecommended: $13,500 to $16,850 (no rebates)

System: Whole-home cold-climate heat pump
Gross Price: $20,850 to $27,650
Net After RebatesRecommended: $14,800 to $18,200 (example)*

System	Gross Price	Net After RebatesRecommended
Furnace + AC (80% AFUE / 14 SEER)	$13,500 to $16,850	$13,500 to $16,850 (no rebates)
Whole-home cold-climate heat pump	$20,850 to $27,650	$14,800 to $18,200 (example)*

*Example assumes 3 heating tons at 5°F, eligible Xcel gas service ($4,500), UniColorado’s full Colorado credit discount ($1,000), and Power Ahead approval ($1,500). Your quote confirms eligibility and scope.

See full cost breakdown

Certified dealer

Heat Pump Brands We Install

We hold factory certifications with Mitsubishi (Diamond Contractor), Carrier, and Bosch. These three brands perform well in Colorado's altitude and subzero temperatures. Mitsubishi's Hyper-Heat line maintains full heating capacity to -13°F. Carrier's Infinity series delivers variable-speed efficiency with strong cold weather ratings. Bosch's IDS systems pair well with dual fuel setups. We're not locked to a single brand. Every recommendation is based on your home's specific needs: ductwork layout, heating load, electrical capacity, and budget.

See all brands we install

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AnsweringYour Questions

Frequently Asked Questions

Common questions about heat pump installation in Denver.

Still have questions?

Furnace Installation

AC Installation

Ducted Heat Pumps

Panel Upgrade

Ducted Heat Pump Installation in Denver

Ducted Heat Pump Installation in Denver

Install Heat Pump in Denver, CO

Heat Pump Installation

How It Works

Which Heat Pump Setup Fits Your Home?

Keep your furnace

Heat pump + new gas furnace

All-electric

What is a Heat Pump?

Why a Heat Pump is the Right Choice for Your Home

Rebates Applied Upfront

Fits Into Any Home

Comfort and Noise

Choose Your Heating Fuel

Heat Pump vs Furnace + AC: Quick Comparison

Standard vs Cold Climate Heat Pump

Standard Heat Pump

Cold Climate Heat Pump

Heat Pump Install Process

Get Your Estimate

Ask Questions

Installation Day

Our Homeowners Love Us

Take Advantage of Heat Pump Rebates

Xcel Energy Rebates

CO Heat Pump Credit

Power Ahead (DRCOG)

HEAR Rebates

Colorado's Largest Heat Pump Installer

Our Work

What Does Dual Fuel Air Source Heat Pump Mean?

How Much Does a Heat Pump Cost in Denver?

Heat Pump Brands We Install

Frequently Asked Questions

Ducted Heat Pump Installation in Denver

Ducted Heat Pump Installation in Denver

Install Heat Pump in Denver, CO

Heat Pump Installation

How It Works

Which Heat Pump Setup Fits Your Home?

Keep your furnace

Heat pump + new gas furnace

All-electric

What is a Heat Pump?

Why a Heat Pump is the Right Choice for Your Home

Rebates Applied Upfront

Fits Into Any Home

Comfort and Noise

Choose Your Heating Fuel

Heat Pump vs Furnace + AC: Quick Comparison

Standard vs Cold Climate Heat Pump

Standard Heat Pump

Cold Climate Heat Pump

Heat Pump Install Process

Get Your Estimate

Ask Questions

Installation Day

Our Homeowners Love Us

Take Advantage of Heat Pump Rebates

Xcel Energy Rebates

CO Heat Pump Credit

Power Ahead (DRCOG)

HEAR Rebates

Colorado's Largest Heat Pump Installer

Our Work

What Does Dual Fuel Air Source Heat Pump Mean?

How Much Does a Heat Pump Cost in Denver?

Heat Pump Brands We Install

Frequently Asked Questions

Related Services

Cold Climate Heat Pump Installation

Ductless Mini-Split Installation

AC Installation

Furnace Installation